Name: Insurance Services of the Desert ~ Martyn Weinberg Agent
Address: 41460 Woodhaven Drive East, Palm Desert, CA, 92211
Telephone: 760-862-9282

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760-862-9282

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Hundreds of small businesses are re-locating to Rancho Mirage every year. These small businesses help employ thousands of workers in this beautiful state. It’s crucial for these companies to have the appropriate types of business insurance in Rancho Mirage. Our insurance coverage can help all kinds of small businesses throughout CA

Types of Business Insurance Offered in Rancho Mirage

Many Rancho Mirage. businesses have a Business Owner’s Policy (BOP). It combines three essential coverages into one:

General liability insurance
Commercial property insurance
Business income insurance

A BOP can help if your Rancho Mirage. business has:

The potential to get sued by customers or clients for bodily injury or property damage
A physical location
Physical or digital property that can get damaged or stolen

General Liability Insurance in Rancho Mirage.

General liability insurance helps protect your business if someone claims it caused them bodily injury or property damage. It’s a coverage that many small businesses need because claims can come up during normal business operations. General liability insurance in Rancho Mirage. can also help cover claims of advertising injury, like libel or slander.

Commercial Auto Insurance in Rancho Mirage.

Commercial auto insurance helps protect you and your employees on Rancho Mirage. roads if you’re driving for business. Commercial auto insurance in Rancho Mirage. can help your business with cases of:

Bodily injury, like if you accidentally hit a pedestrian and they need medical attention.
Property damage, such as damages to another person’s car.
Collision if your employee totals your company vehicle while making a delivery.

You’ll want to get commercial car insurance in Rancho Mirage. if you:

Own, lease or rent trucks and cars for your business
Have employees who drive their own vehicles for business purposes
Allow your team to drive company vehicles for work

Rancho Mirage. Business Income Insurance

Business income insurance helps replace your lost income if you can’t open because of covered property damage, including:

Fire
Wind
Theft

This is an essential coverage because it can help your Rancho Mirage. business continue to pay for expenses while it’s closed, such as bills and payroll.

Rancho Mirage. Professional Liability Insurance

Professional liability insurance helps protect your Rancho Mirage. business if someone sues you for making a mistake in the professional services you’ve provided. This coverage is also known as errors and omissions insurance. Many types of Rancho Mirage. businesses have this coverage, including consultants, accountants and technology professionals.

Rancho Mirage. Liability Insurance Requirements

Business insurance laws vary by state. Rancho Mirage. requires most employers to carry Workers Compensation Insurance. Businesses in the state with one or more workers must buy an Rancho Mirage. Workers’ Compensation policy . This insurance gives employees benefits to help them recover from a work-related injury or illness.

Get Insurance Quotes in Rancho Mirage.

When it comes to protecting your Rancho Mirage. small business, it’s important to work with an insurance company you can trust. We’re backed by more than 200 years of experience and have helped more than 1 million small business owners.

We know every business is unique, and we pride ourselves on helping each one get the types of insurance they need. Get an Rancho Mirage. business insurance quote online or call us to learn how we can help protect your small business at 760-862-9282.

Additional Rancho Mirage. Business Insurance Links

Let Insurance Services of the Desert ~ Martyn Weinberg help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. When you are considering business coverage in Rancho Mirage please call, or send us an online quote request!